SBA Loan Broker Training
SBA loans are a cornerstone of small business financing in America, backed by government guarantees that reduce lender risk. Brokers who specialize in SBA lending help small business owners access capital that may be difficult to obtain through conventional lending alone. SBA loan programs are governed by specific regulations and guidelines, which means the training barrier is higher than some finance categories. When evaluating SBA broker training, look for programs that cover the major programs (7(a), CDC/504, microloans), the nuances of government guarantees and lender requirements, and strategies for sourcing and structuring SBA deals.
What this training covers
- SBA 7(a) loan program structure, guarantees, and eligibility
- CDC/504 loans for fixed assets and real estate
- SBA microloan program for smaller amounts and working capital
- SBA Form 1919 requirements and cash flow analysis
- Personal credit and personal guarantee requirements
- Collateral requirements and equipment valuation for SBA deals
- SBA lender approval process and relationship development
- Common SBA deal structures and how to position deals to lenders