Commercial Loan Broker
A commercial loan broker acts as an intermediary between businesses seeking financing and lenders or funding sources. This is one of the broadest paths in commercial finance, covering everything from equipment leasing to SBA loans to commercial real estate. It requires prospecting, relationship building, deal packaging, and consistent follow-up.
Common deal types
- Equipment Financing & Leasing
- SBA 7(a), 504, and Express Loans
- Commercial Real Estate Loans
- Working Capital & Lines of Credit
- Invoice Factoring & AR Financing
- Business Acquisition Financing
- Commercial Mortgages
- Startup Funding
Frequently asked questions
Is commercial loan brokering passive income?
No. All commercial finance brokering requires active prospecting, deal packaging, and follow-up. Income depends on effort, skill, and market conditions.
Do I need a license?
Licensing requirements vary by state and product type. Research your state requirements or ask about this on your CLBI call.
How much can I make?
Income varies widely. There are no guarantees. Commission structures differ by product type and deal size.
Do I need experience?
Not necessarily. Good training programs should teach you the fundamentals. Backgrounds in sales, finance, real estate, or insurance can help.
How long does it take to close a deal?
Deal timelines vary by product type and complexity. Some products close faster than others. Expect 30-90+ days for many commercial transactions.
How do I use the CLBI referral discount?
Ask Josh to apply your $200 Kick Start discount. Executive and Elite savings are $1,000 with EXEC1000 and ELITE1000 respectively. CLBI confirms eligibility and final payment terms.